A real estate agent told me recently that she’s seen a small uptick in house sales in my little town. Along with most Americans who own, or plan to buy, homes, my wife and I are always worrying how the current economy will affect us. Any positive news, no matter how small, is a big deal.
If you’re considering getting a mortgage or refinancing application, the App Store has more than a dozen apps from which to choose. Many are free and those that are paid are only a couple of bucks or so.
Mortgage calculators apps are alike in the ways that matter most: You can enter loan amounts, amount of your down payment, interest rate, term of the loan and other essential information and then run calculations against the data.
You can view the results of your calculations per month, year or over the lifetime of the loan and you can save your loans for reference. One other feature you often see is the ability to play “What if?” using a variety of scenarios.
What else do you need? I favor any app that makes it as easy as possible to enter data, that means a good-sized keyboard to enter numbers, and ideally, a set of scroll wheels to enter dates, and a few charts and graphs to display my data. After that, I look for a visually appealing work screen, with a polished, intuitive interface.
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